No. The mortgage valuation, often referred to as a survey, is a brief inspection of the property undertaken for the lenders, not the homebuyer to confirm the market value of the property.
Yorkshire Property Consultants
Yorkshire Property Consultants will be pleased to discuss your requirements and advise on the most suitable survey report that will suit your needs, the fees quoted will be the full fee with no hidden charges.
Whether you are looking for a probate valuation (red book), Homebuyers Report or Building Survey please leave your details in the quote box provided and we will get our quote over to you as soon as possible, if you would like to contact us for any advice please call on 07970 562 963 All our Consultants are fully Insured and VRS registered.
Yorkshire Property Consultants undertake surveys that suit your particular need when buying a new home. All of our Consultants are fully insured.
- Over 50 years of combined experience.
- Our fees are competitive and always fixed with no hidden costs.
- Award winning Consultants.
- 24/7 appointment availability with 24 hour turnaround if required.
- Personal, one to one commutation with the surveyor with no third parties involved.
Types of Surveys
Which survey is right for me?
A survey is an essential part of buying a new home whether you are buying to live in, rent it or sell. We provide the three types surveys that will help you make a decision on your purchase and help avoid expensive bills after you move in by assessing the condition of the property.
HomeBuyer Survey
The HomeBuyer Survey is an informative, reliable and cost effective report that provides clear and concise advice regarding any serious problems or specific risks that a property may have.
- The survey is written in plain English.
- Detailed external and internal visual inspection of the property and services (e.g. gas, boiler, electrics).
- Valuation of the property.
- List of issues that need to be investigated that may affect the value of the property.
- Advice on repairs with a simple traffic light system to classify the level of repairs.
- Insurance reinstatement figure for the property.
- Legal issues that need to be addressed including information on location, loan environment and the energy efficiency.
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Building Survey
A Building Survey is usually better suited to older properties (i.e. 80 years plus) or properties that are large or require major renovations, listed buildings or those in a conservation area.
- The survey is written in plain English.
- Verbal discussion with the surveyor before and after to discuss any issues.
- A more detailed external and internal visual inspection of the property and services (e.g. gas, boiler, electrics) compared to a HomeBuyer Survey.
- List of issues that need to be investigated that may affect the value of the property.
- Advice on, and the level of repairs.
- Legal issues that need to be addressed including information on location, loan environment and the energy efficiency.
- Advice regarding the energy efficiency of the building (Section K).
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Buildings Insurance Valuation
This a valuation of the property for Buildings Insurance purposes.
Survey Comparison Table
This table shows you the different elements covered by the Homebuyers Survey and the Building Survey.
If you are still unsure please contact us on 07970 562 963 and we will be happy to assist you with any questions you may have.
| Which survey is right for me? | HomeBuyers Report | Buildings Survey |
|---|---|---|
| For those purchasing regular properties |  |
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| For those purchasing older properties |
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| For those purchasing large properties | |
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| Inspection report | |
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| Traffic light rating – indicating the property’s condition | |
|
| Notification of property parts needing urgent attention | |
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| Advice for conveyancers | |
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| Advice on repairs and on-going maintenance | |
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| Key risks report | |
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| Advice on issues affecting the property value | |
|
| Insurance reinstatement cost | |
|
| Detailed inspection | |
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| Comprehensive structural report | |
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| Description of defects | |
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| Outline of potential problems | |
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| Professional advice on repair options | |
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| For use by mortgage lenders |
Questions & Answers
Do I need a survey?
When buying a home you can easily get caught up in the look and feel of the property without realising its condition. A survey can provide a professional perspective and inspection to discover any defects in the property that could cost you a lot of money to put right after you move in, so it is important to have a HomeBuyers Report or Building Survey.
The average repair bill for new home owners is £5,750.
Which survey is right for me?
A survey is an essential part of buying a new home whether you are buying to live in, rent it or sell. We provide the three types surveys that will help you make a decision on your purchase and help avoid expensive bills after you move in by assessing the condition of the property.
Frequently asked questions
What will I get?
The Survey will highlight problems that may need urgent attention – thus avoiding expensive surprises or else providing welcome peace of mind, it will also highlight issues that may affect the property value. This enables you to obtain quotes for remedial work, ask the seller to fix the issues or even negotiate a better price.
What advice do I get?
You will receive advice on repairs and on-going maintenance that may be required and the reinstatement cost for insurance purposes.
Who undertakes my Survey?
All of our surveys are undertaken by qualified Chartered Surveyors.
How long does it take to get my report?
We aim to attend the property within 3 to 5 working days from instruction date subject to access and we aim to deliver your report within 3 to 5 working days following the appointment. On request, we can attend properties and provide reports within 24 hours.
Where is my surveyor coming from?
Usually the surveyor will be travelling from within a 25 miles radius of the subject property so will have local knowledge. For properties in remote locations the surveyor may travel further.
Can I leave a key with a neighbour or the agent?
Yes, this is very common, please make this arrangement directly with the surveyor when arranging the appointment.
After the inspection can I speak to the Surveyor about their findings?
Of course, our Consultants would be more than happy to discuss their findings following the inspection.
If I decide not to buy the property but want another survey can you offer me a discount?
We would be happy to support your changing needs and recommend that you contact us on 07970 562 963 to discuss further.
Request a quote
For a free no obligation quote, just complete your details and we will get back to you.
You can also give us a call on 07970 562 963 or email us on hello@yorkshirepropertyconsultants.co.uk and we will get back to you the next working day.